Contractors Insurance

Contractors’ general liability insurance protects businesses from third-party claims of bodily injury, property damage, and reputational harm (like slander/libel) arising from their work, covering legal fees, settlements, and medical costs, and is often required by clients, states, and banks, safeguarding against financial ruin from accidents like a client tripping on site or a tool damaging property.

General Liability insurance is crucial for all contractors, including independent ones, and differs from builders’ risk insurance by focusing on third-party liabilities rather than just the construction site itself, with policies customizable for specific risks like faulty completed work.

TWFG Insurance also provides coverage for contractors’ equipment, commercial autos, trucks and short-term projects.